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Buying In Dane County
A few things worth knowing before you close.
Real links Nikki actually sends her buyers — county records, financing help, and the local rules that catch people off guard. Not a substitute for her walking you through it, just a head start.
Financing
First-time buyer & down-payment help
WHEDA runs Wisconsin's below-market loan and down-payment assistance programs — worth a look even if you assume you won't qualify.
Records
Deed & parcel records
Look up ownership history, recorded documents, and parcel boundaries for any property in the county before you tour it.
Taxes
Property tax info
Check current and past property tax bills, payment status, and due dates for any parcel in Dane County.
Legal
Seller disclosure law
Wisconsin requires most sellers to complete a Real Estate Condition Report — here's the actual statute that spells out what has to be disclosed.
Rural properties
Private wells & septic systems
Buying outside city water and sewer? This is where to check on well and septic (POWTS) inspection and maintenance requirements.
Utilities
Starting service at a new address
Most of Dane County runs on MGE; some of the surrounding areas Nikki covers are served by Alliant Energy instead.
Schools
Find your school district
Wisconsin's official directory of public school districts, searchable by county — a good starting point before you fall in love with a house.
These go to the official county, state, and utility sites — program terms and contact details change, so always confirm specifics there.
Nikki Caya is a real estate agent affiliated with Dan Chin Homes & Real Broker, LLC, Wisconsin. © Nikki Sells Wisconsin.